Does a full motorcycle licence affect the cost of car insurance on a provisional licence?

December 21, 2009 by admin · 9 Comments
Filed under: Insurance & Registration 
motorcycle
phillipa247 asked:

If you already have a full motorcycle licence (A2 or Direct Access) and you then take out your own car insurance policy on a provisional licence, would the fact that you already have a full licence affect the cost of the new policy?

Related Blogs

Related Blogs

Possibly Related Posts:


Tags: , ,

Comments

9 Responses to “Does a full motorcycle licence affect the cost of car insurance on a provisional licence?”
  1. manxbiker says:
    December 21, 2009 at 10:09 pm

    Yes it most probably would due to the fact that your full licence is only for a Motorcycle and not a car so the Insurance Company would base their Premium on the fact that you are a novice driver as far as a car is concerned manxbiker

  2. archery_dave says:
    December 24, 2009 at 5:03 pm

    My immediate response would be to say no, it wouldn’t.

    But I question why you should need to take out your own car insurance while you hold only a provisional licence? Surely you will only be driving cars that are already insured, either by a company which offers lessons, or by an individual?

    However, assuming that you have a legitimate reason for taking out this insurance (and I would really like to know the reason !), then there is no reason why you should not mention to the insurance company that you already hold motor-cycle insurance, on which you have not claimed, for “n” years. This may well work in your favour, although I’ve never heard of it before! archery_dave

  3. chrissaksa says:
    December 27, 2009 at 4:31 am

    You can’t take out insurance on a provisional licence!!

    To insure a car for yourself you need a full driving licence. chrissaksa

  4. Gecko G says:
    December 28, 2009 at 6:14 pm

    You can compare how the insurance quotes would change, for example here – carinsurance.enacre.net Gecko G

  5. ANDY says:
    December 29, 2009 at 11:52 am

    Hello

    Sorry no and any No Claims Bonus will not be transferable either.

    Andy C ANDY

  6. STEVEN L says:
    January 1, 2010 at 8:22 pm

    It seems a not easy cracking nut,look around here ,you should find something helpful. STEVEN L

  7. Tom says:
    January 2, 2010 at 10:27 pm

    You are better of comparing different insurance companies to get the best rate. You can check out if you want Tom

  8. Kaitlin N says:
    January 4, 2010 at 6:50 am

    phillipa247, There are tons of sites where you can get a free insurance quote. It only takes about 5 minutes to do. Kaitlin N

  9. Kezzer30 says:
    January 6, 2010 at 12:42 pm

    no it doesnt Kezzer30

Speak Your Mind

Tell us what you're thinking...